Need to get cash fast? Welcome to the OTM Loans app, your one-stop solution for instant payday loans.
Whether you just need a small cash advance to cover an unexpected expense or face a more difficult financial predicament, payday loans are a useful solution. Our app was developed to make borrowing online from direct lender as easy as possible - applications are processed on the same day and you get almost instant approval decision!
Material Disclosure:
APR rates range from 5.99% to 35.99% (maximum APR for qualified consumers). Repayment terms from 3 months to 36 months.
If you borrowed $5,000 over a 48-month period and the loan had an 8% arrangement fee ($400), your monthly repayments would be $131.67 with a total payback amount of $6,320.12, which, including the 8% fee paid from the loan amount, would have a total cost of $1,720.12. Representative 18.23% APR.